Bad Habit Savings Plan

pexels-photo-928188.jpegHow it works……

For 30 days, whenever you’re thinking about buying that vice of yours. The pack of cigarettes, the glass of wine or that Triple, Venti, Half Sweet, Non-Fat, Caramel Macchiato….. pay yourself instead.

Put that money in a jar, a savings account, a retirement fund but don’t buy it.

To give yourself some extra incentive not to indulge, set a price to pay someone else if you do. Whatever your financial level. Make. It. Hurt. Set a number you really, really don’t want to pay. Even better, pick a person you really, really don’t want to give money to.

Once you understand your patterns, habits become easier to change. Check out The Power of Habit to get a much deeper look. A quick trick is to replace the bad habit with something healthier or free. Drink water, take deep breaths, exercise, take a walk, pack healthy snacks or just realize you need to take a break and the treat was your excuse.

If you’re a smoker, no judgement here I used to smoke two packs a day,  I highly recommend reading Allan Carr’s Easy Way To Stop Smoking.

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